Homeowners – remember your sum insured is stipulated now by you. Make sure you have the figure right.
Up until now, your house insurance covered the cost of full replacement – easy. Now, insurance changes mean that you have to stipulate a total sum insured – complicated! This sum insured includes things like driveways, fences, swimming pools and if you’re a country dweller, septic tanks. It also needs to cover demolition and compliance costs of rebuilding. Daunting we know, but there are tools to help. The best one we have found, is the website need2know.org.nz. This has a calculator that can work out the individual replacement value of your property. Once you have this vital piece of information, call us. We’ll put together the second part of this puzzle for you – the best price and policy to suit.
We make the complicated simple.
Call us!
John Barber and Regan Thomas