Do you know what happens with your ACC if you get hurt and can’t work again? You pay your levies just like anyone else but if you are hurt in an accident and off work long term, you are discriminated against at claim time.
First year on claim you would get 80% of your salary and the National Superannuation payment. Year two, either 80% of your salary or National Superannuation payment, but after year two you only get the National Superannuation payment.
Is this fair? Doesn’t appear so to me, but it’s the rule that applies today.
If you are over 50 and plan to work longer than 65, give us a call and talk about your risk planning.
We’re here to help – we make the complicated simple.
John Barber