On opening facebook this morning, I discovered our daughter’s message – her phone has died. Our daughter has been away in Italy for the past year studying at the Luiss University – and her dead phone will involve another travel insurance claim. She’s already needed her travel insurance twice during the year away. Once when her iphone was stolen in a bar, and the other time was for her Mac notebook laptop which fell of her bed, and broke. Life happens. Technology breaks. It is unforeseeable.
But there is relief in knowing that the travel insurance that was set in place prior to her departure will ensure the cost of fixing or replacing her phone won’t all rest on her shoulders (which is good for a poor uni student).
Paying for travel insurance for a year abroad was expensive enough at the time, and there’s always the temptation to limit the time the cover is in place (and hope like mad nothing happens for the rest of the time). However the travel insurance has been invaluable – you just don’t know what life will throw at you.
Our daughter is lucky – she has a dad who is a dab hand at knowing where to find quality travel insurance! Wanganui Insurance Brokers handle our clients’ travel insurance (along with all our other general insurance) needs. Our dealings with them throughout the year have been friendly, efficient and reassuring. They’ve held our hand every step of the way. No stress; just results.
So the ‘take home’ is, don’t leave the country without it!
Kristine Barber