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Hidden benefits within good life insurance policies

I bet within your insurance policy there are hidden benefits you don’t know you have. 

Here’s a quick snapshot:

  • The right to increase your cover under special conditions without piles of health forms
  • Free trauma cover on your kids and also the right for your kids to increase their cover (without proof of good health) over time
  • Grief or anxiety counselling support payments for grieving families
  • Premium holidays in the event of financial hardship
  • Career counselling
  • Business counselling and budget advice
  • Option to convert to level premiums at any time
  • Financial planning payments to help get quality advice around claims and money.

Your greatest hidden benefit is us!  Yes, we know which companies have the best policy wording and the most competitive pricing.  If you have to claim, you can have at least 10 hours of our time at no cost.  This can be hugely supportive at a very stressful time as the following quote from a client shows:

“Thank you so much. That’s a huge weight lifted off our shoulders re: income protection. We have got so much on our plate at the moment. We appreciate your on-going help and support.”

We know the insurance companies and their people and we know the questions to ask, when to smile and when to jump up and down! We work for our people, not the insurance company.  We stand beside our clients – in good times and in bad (sounds a bit like a marriage vow really, doesn’t it?).

John Barber
WealthDesign – a life well planned