Small & rural business

Small businesses, from trades to farms, are the backbone of New Zealand’s economy. With small teams of employees it would be fair to say SMEs tend to rely solely on the owner’s expertise and energy. Unfortunately these owners are so busy working in the business, they often don’t have time to work on the business.

At WealthDesign we work alongside you and your business, assisting you to achieve your business goals. As part of our small business consultancy service we produce a business plan, and put in place structures to help monitor your progress. We work closely with your accountants, lawyers, advisers and financiers as part of an ongoing plan.

Teamwork in financial planning is your key to success.  We are often the first step in bringing together your financial team to get you on the road to living the life you want to live.  

Business governance

We want your business to succeed just as much as you do.  Establishing procedures that make your business strong yet adaptable during industry and economy changes, is where our business governance help comes in.

Identifying potential risks in your current management practises, investments, and financial performance, helps us build you a cohesive governance plan. With advice on structure, financial policies, and management procedures - our goal is to help you reach your goals, and make your business grow.

Succession planning takes a long term view - whether you are farming or own a business, you'll need an exit strategy - leaving the business in good hands as your life journey takes a new direction.

Strategic planning

Where are you now, and where would you like to be in years to come? Tell us your goals and we’ll help you get there.

Defining your direction is one thing, recognising the steps required to get there is another. Understanding your current position, your vision, and your values helps to target which areas to focus on, and the various paths towards to success.

We recognise that everyone’s situation is different, and each requires different resources to pull from. Creating plans that are flexible, unique to your situation, and work within the current economic environment are what we excel at. We’d love to help you work towards your goals - come in and chat.

Farm business

A farm is more than a business; it is a way of life. And at WealthDesign we recognise that for many of you, your farm is a family legacy.

John is a Lincoln graduate and comes from a farming background, meaning he understands first hand the unique challenges that farmers face.

Managing the farm takes a great deal of work from family members, employees, and your business advisers. We like to make farm business consultancy easy for you. We help by putting business principles around your farming operation, allowing you to get on and do what you love – farming the land.

We know for many that the transition of ownership, from one generation to the next, while exciting can also be emotional and stressful. Working as a team with family members and your legal and accountancy advisers, we look at both your short-term and long-term plans. From facilitating and assisting in farm investment and management, we also set in place structures to ensure success for the farm now, and in the future.